Freight Factoring for Carriers
Eliminate Cash Flow Gaps Caused by 30-90 Day Unpaid Freight Bills
Transportation Factoring
Turn Unpaid Freight Bills into Immediate Cash Flow
Stop waiting 30 to 90 days for broker payments. Get advanced up to 95%–98% within 24 hours
Waiting a month or more to get paid after delivering a load is one of the biggest bottlenecks in the transportation industry. While your invoice sits unpaid, operational demands like fuel, driver payroll, insurance, and equipment maintenance don’t wait.
As a specialized freight factoring company, we bridge that gap. We purchase your outstanding accounts receivable so you can access the cash you’ve already earned right away. Instead of taking on debt, you simply unlock your working capital to keep your fleet moving forward.
Why Transportation Companies Choose Our Freight Factoring Services
We provide flexible financial solutions tailored specifically for the logistics and transportation sector. Whether you run a single hot shot setup, operate as an owner-operator, or manage a large commercial fleet, our invoice factoring programs protect your business from tight cash flow cycles.
- Industry-Leading Advance Rates: Access up to 95% to 98% of your invoice value immediately—putting more money back into your business right away.
- Recourse & Non-Recourse Options: Choose the risk level that fits your comfort. We offer standard recourse programs as well as credit-protected non-recourse factoring to shield you from broker bankruptcies.
- Free Broker Credit Checks: Never take a risky load again. Use our free, unlimited credit checks to verify a broker or shipper's creditworthiness before you start hauling.
- Free Invoicing & Collection Services: Let us handle the tedious paperwork. Our dedicated back-office team manages customer billing and collection workflows at zero extra cost to you.
- Money-Saving Fuel Card Program: Lower your single largest operational cost. Our fuel card program offers deep discounts at major truck stops nationwide, alongside convenient fuel advance options.
How Transportation Factoring Works in 3 Simple Steps
1. Deliver the Cargo
Complete your haul as usual and collect your signed Bill of Lading (BOL).
2. Submit the Invoice
Send your freight bills directly to us through our secure online portal.
3. Receive Capital & Fuel Discounts
We advance up to 98% of the invoice total directly to your account in under a day, and you can instantly leverage your fuel card for your next route.
Frequently Asked Questions
What is the difference between your recourse and non-recourse options?
With recourse factoring, your company is ultimately responsible if a broker fails to pay an invoice. With non-recourse factoring, our company absorbs the financial credit risk if a broker goes bankrupt or goes out of business, protecting your revenue.
Are there any hidden fees for invoicing or collections?
No. Your onboarding includes completely free invoicing and free collection services. We handle the back-office communication so you can focus entirely on booking your next load.
Can new carriers apply for invoice factoring?
Yes! Freight factoring is an excellent option for startups and new authorities. Because we look at the financial strength of your brokers rather than your time in business, we can fund you from day one.
 |
Accelerate Your Revenue Today
Don't let 30- to 90-day payment terms slow down your growth. Get started below. A freight funding specialist will reach out to build a program specific to your fleet.